Skien is the final stop at the Vestfoldbanen that connects Telemark with the Oslo region. Today Mikael’s cave is a popular attraction for hikers who want to experience something unique. You can either access it by boat, or by driving to Omdalsvegen just outside the area called Skotfoss (not far from Løveid locks). Park your […]

No prescription requirement is often a giveaway that the medication is likely fake. Since Viagra is in high demand and it’s easy to find medications online, counterfeit pills are no stranger to the market. Always tell your doctor about any medications or supplements you’re taking. Keep in mind that you’ll still need to make sure […]

Mocktails are a delightful way to enjoy flavorful, healthy drinks without the downsides of alcohol. Get creative with these tips and savor the endless possibilities of mocktails. Luckily, there are plenty of stress-relieving solutions that can help you whittle your waistline and boost your health. Are nonalcoholic beverages healthier? TÖST does indeed feel elegant and […]

This final amount represents the ending retained earnings for the period, which can also be found on the balance sheet under shareholders’ equity. As a result, the retention ratio helps investors determine a company’s reinvestment rate. However, companies that hoard too much profit might not be using their cash effectively and might be better off […]

A company’s capital allocation strategy determines how net income and paid-in capital will be employed to maximize shareholder value. Internal reinvestment of earnings forms a vital component of this strategy, as companies must evaluate the trade-offs between retaining earnings and paying dividends to shareholders. Retained earnings are the portion of a company’s net income that […]

Gaps typically occur when a piece of news or an event causes a flood of buyers or sellers into the security. It results in the price opening significantly higher or lower than the previous day’s closing price. Depending on the kind of gap, it could indicate either the start of a new trend or a […]

If you are new to HBS Online, you will be required to set up an account before starting an application for the program of your choice. We expect to offer our courses in additional languages in the future but, at this time, HBS Online can only be provided in English. A financial professional will offer […]

Double-entry accounting is also called balancing the books, as all of the accounting entries are balanced against each other. If the entries aren’t balanced, the accountant knows there must be a mistake somewhere in the general ledger. The difference between these two accounting methods is the treatment of accruals. Naturally, under the accrual method of […]

Another key to assessing your financial situation is examining your monthly income and expenses. Even if you don’t hire a financial advisor, monitoring your income and expenses can give you an idea of whether you need to reduce expenses or to bump up your allocations toward retirement and savings. You probably don’t need all these […]

All halfway house residents are expected to take part in routines such as household chores. Through daily chores, they can get re-acquainted with the fundamentals of functional life in a safe and structured setting. Incorporating chores into a regular routine is also one way to teach sobriety while preparing an individual for the mundane tasks […]